Pradhan Mantri Jandhan Yojana 2024: Pradhan Mantri Jan Dhan Yojana is being run by the Government of India for the poor families. Through this scheme, financial assistance is provided to poor families. Pradhan Mantri Jan Dhan Yojana was started by the Prime Minister of the country, this scheme was started on 15 August 2014, but from 28 August 2014 this scheme was implemented in the whole country. Under this scheme, banks had set a target of opening more than 7.5 crore accounts. In this article, we are going to give complete information about what is Pradhan Mantri Jan Dhan Yojana.
Also, we will provide you the link to the official website in the last step of this article, for which you stayed with us till the end.
Pradhan Mantri Jandhan Yojana 2024 | What is Pradhan Mantri Jan Dhan Yojana?
The Pradhan Mantri Jan Dhan Yojana provides financial assistance to poor families, women have more accounts in Jan Dhan account, Jan Dhan account is opened for the benefit of government schemes. In which the money related to the scheme comes directly to your account. This scheme is being run by the central government. You do not need to maintain balance in Jan Dhan account.
The government also provides loan at low interest rates on Jan Dhan account. Jan Dhan account holders are transferred money directly to the bank account through DBT including scholarship, subsidy, pension. The benefit of Pradhan Mantri Jan Dhan Yojana is for the people of rural and urban areas. Under this scheme, the central government gives an insurance amount of Rs 30 thousand to the family of the beneficiary. Under the Pradhan Mantri Jan Dhan Yojana, overdraft amount of Rs 5 thousand to Rs 10 thousand is given. More than 50 crore accounts of Pradhan Mantri Jan Dhan Yojana have been opened so far.
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Who can open an account in Pradhan Mantri Jandhan Yojana 2024
Any citizen of the country can open an account in Pradhan Mantri Jan Dhan Yojana. For this, the age of the citizen should be more than 10 years. For this, you can open a Jan Dhan account in a bank near you through documents like Aadhar card, voter card, driving license, MNREGA card, passport and PAN card. For this, you have to download the Jan Dhan account form from the official website of Jan Dhan Yojana https://pmjdy.gov.in/ and submit it in the bank.
To open a Pradhan Mantri Jan Dhan account, the account holder must be a resident of India.
The age for Jan Dhan Yojana should be between 18 years to 65 years. Join account is opened for children at the age of 10 years.
The employees of the Central Government and State Government cannot avail the benefits of Pradhan Mantri Jan Dhan Yojana. Along with this, tax payers can also avail its benefits.
The savings account of Pradhan Mantri Jan Dhan Yojana is a zero balance account.
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Documents for Jan Dhan Account
Aadhaar Card
PAN Card
Mobile Number
Email ID
4 Passport Size Photos
How to Open Pradhan Mantri Jan Dhan Account?
We have given you detailed information about how to open an account of Pradhan Mantri Jan Dhan Yojana. By following which you can open your Pradhan Mantri Jan Dhan account very easily, which is as follows.
Step 1 – To open Pradhan Mantri Jan Dhan Savings Account, first of all you have to go to the bank near you.
Step 2 – After going to the bank, you have to ask for the form to open Jan Dhan account from the bank.
Step 3 – Now you will be given a form to open an account, which you have to fill carefully,
Step 4 – After filling the form, you now have to attach a photocopy of your document.
Step 5 – Now after filling the form and attaching the photocopy, you have to submit it in the same bank branch.
Step 6 – Now you will be given an account number by the bank, in which you will continue to get the benefits of all the schemes.
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Conclusion
Pradhan Mantri Jan Dhan Yojana is a major initiative of the Government of India which is trying to lead the poor and low-income families towards economic prosperity. Under this scheme, efforts are being made to provide banking facilities to the poor and link them with the benefits of various government schemes. Through this, an effort is being made to bring change in financial inclusion to the most vulnerable sections of the society.
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