सामाजिक सुरक्षा कल्याण योजनाएं 2024-2025
🔷Prime Minister Shram Yogi Maan-Dhan Yojana (PM-SYM) (Old Age Protection)🔷
- Voluntary and Contributory Pension SchemesThe monthly contribution ranges from Rs 55 to Rs 200 depending upon the entry age of the beneficiary.Under this scheme, 50% monthly contribution is payable by the beneficiary and an equal contribution is made by the Central Government.
- 🟡Eligibility🟡
- ➟Must be an Indian citizen
➟Unorganized workers (street vendors, agriculture related works, construction site workers, workers in leather, handloom, mid day meal industry, rickshaw or auto drivers, rag pickers, carpenters, fishermen etc.).
➟Age group 18-40 years
➟Monthly income less than Rs 15000 and not a member of EPFO/ESIC/NPS (Government funded). - 🟡Benefits🟡
- ➟After attaining the age of 60 years, the beneficiaries are entitled to receive a monthly assured pension of Rs 3000/-.
➟On the death of the beneficiary, the spouse will be eligible for 50% of the monthly pension.
➟If both husband and wife join the scheme, they are jointly eligible for a monthly pension of Rs 6000.
🔷National Pension Scheme(NPS) for Traders and Self Employed Persons🔷
➟Voluntary and Contributory Pension Schemes
➟The monthly contribution ranges from Rs 55 to Rs 200 depending upon the entry age of the beneficiary.
➟Under this scheme, 50% monthly contribution is payable by the beneficiary and an equal contribution is made by the Central Government.
🟡Eligibility🟡
➟Must be an Indian citizen
➟Shopkeeper or owner having small or tiny shops, restaurants, hotels, real estate brokers etc.
➟Age 18-40 years
➟Not covered under EPFO/ESIC/PM-SYM
➟Annual turnover should not exceed Rs 1.5 crore
🟡Benefits🟡
➟Under the scheme, beneficiaries are entitled to receive a monthly pension of Rs 3000 after attaining the age of 60 years.
🔷Prime Minister Jeevan Jyoti Yojana (PMJJBY)🔷
🟡Eligibility🟡
➟Must be an Indian citizen
➟Between 18 and 50 years of age
➟Have a Jan Dhan or savings bank account with Aadhaar.
➟Auto-debit from bank account on consent
🟡Benefits🟡
➟Rs. 2 Lakh on death due to any reason
➟Premium @ Rs.436/- per annum
🔷National Social Assistance Programme (NSAP) – Old Age Protection🔷
🟡Eligibility🟡
➟Must be an Indian citizen
➟Any person who has little or no regular means of livelihood from his own source of income or through financial assistance from family members or other sources.
🟡Benefits🟡
➟Central contribution ranges from Rs 300 to Rs 500 for different age groups.
➟Monthly pension ranges from Rs 1000 to Rs 3000 depending upon state contribution.
🔷Health Insurance Scheme(HIS) for Weavers🔷
🟡Eligibility🟡
➟Should be an Indian citizen
➟The weaver should earn at least 50% of his income from handloom weaving
➟All weavers, whether male or female, are eligible to be covered under the “Health Insurance Scheme”
🟡Benefits🟡
➟The beneficiaries will get a package of Rs 15,000 which covers both pre-existing ailments and new ailments. The break-up in terms of distribution of the amount as per medical conditions is as follows- Maternity Benefit (per child for first two children)- Rs 2500, Eye Treatment- Rs 75, Spectacles- Rs 250, Home Hospitalization- Rs 4000, Ayurvedic/Unnani/Homeopathic/Siddha- Rs 4000, Hospitalization (including pre and post)- Rs 15000, Infant Coverage- Rs 500, OPD and Per Illness Limit- Rs 7500.
🔷Pradhan Mantri Kisan Maandhan Yojana🔷
🟡Eligibility🟡
➟Must be an Indian citizen
➟For small and marginal farmers
➟Entry age between 18 to 40 years
➟Up to 2 hectares of cultivable land as per land records of the respective State/UT
🟡Benefits🟡
➟Assured pension of Rs.3000/- per month
➟Voluntary and contributory pension scheme
➟Matching contribution by Government of India.
🔷National Safai Karamcharis Finance and Development Corporation (NSKFDC)🔷
🟡Eligibility🟡
➟Must be an Indian citizen
➟People engaged as Safai Karamcharis and Manual Scavengers
🟡Benefits🟡
➟This scheme provides financial assistance to Safai Karamcharis, Manual Scavengers and their dependents for any viable income generating scheme including sanitation related activities through SCAs/RRBs/Nationalized Banks and for education in India and abroad.
🔷Self Employment Scheme for Rehabilitation of Manual Scavengers🔷
🟡Eligibility🟡
➟Must be an Indian citizen
➟One identified manual scavenger (as defined in para 2.3.1) from each family shall be eligible for one time cash assistance (OTCA) of Rs. 40,000/- or such amount as OTCA as amended from time to time.
🟡Benefits🟡
➟Manual scavengers and their dependents (as defined in para 2.3.2) shall be provided skill training of their choice free of cost from the list of trainings organized by National Safai Karamcharis Finance and Development Corporation (NSKFDC) from time to time. Monthly stipend of Rs. 3000/- (Rupees Three Thousand only) or such amount as decided by NSKFDC from time to time shall be paid.
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